Definition: The term "insurance without an employer" refers to a policy that does not involve any direct employment relationships, such as traditional auto insurance or life insurance. In this context, the "without an employer" clause simply means that the policy does not have any connection with an employee's job or employment relationship. This might be because it is sold to individuals on their own initiative rather than through a union or employer-employee agreement. Insurance without an employer typically covers general benefits such as medical care, dental care, and vacation time but excludes coverage for specific jobs or professions that require a license or certification. Additionally, insurance policies may not have restrictions on when the policy holder can use their coverage or if it is subject to any limitations. In summary, insurance without an employer refers to policies that are sold on an individual basis and do not involve any relationship with employment. This might include policies such as auto insurance, life insurance, and other types of health-care plans.

insurance without employer